I was out of debt four years ago. The Dave Ramsey Debt Bomb worked great, and other than the car and house I had no debt at all. And I owned another house free and clear that I was about to get back. Days away from eviction day, and then I could sell it to someone who would actually pay me for it. Crazy thought that. Things were looking up. Of course there was that weird WuFlu touching our western shores with a few thousand confirmed cases. But even the target demo of old people with underlying conditions suffered less than 1% deaths, making it way less dangerous than previous pandemics. All we really had to do was take care of them and everybody else should be okay. Trump’s national emergency declaration was just a preventative measure. Right?